PREVENTIVE HEALTH SERVICES Information on this website is available in alternative formats upon request. Similarly, you shouldn't wait until you reach your full retirement age (currently 66) before enrolling in Medicare — unless you continue to have health coverage after age 65 from your own or your spouse's current employment.
The “depends” part of my answer is linked to the size of your employer. If your employer has fewer than 20 employees and you are 65 or older, Medicare usually assumes what is called the “first payer” role. This means that you would need to sign up for Medicare. It would be your primary insurance and your employer plan would provide secondary coverage, kicking in where Medicare did not provide coverage. Your employer should be able to provide you more information on whether you need to do this and how to do so. Even at employers with fewer than 20 employers, there is an “it depends” aspect to this answer. Your employer may have pooled its coverage with other companies to form what’s called a multi-employer plan. This would permit you to avoid filing for Medicare when you turn 65. There are other “it depends” details here.
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Find a Medicare Part D Pharmacy Register Now If you have Part A and Part B and go to a non-network provider, the services are covered under Original Medicare. You would pay the Part A and Part B coinsurance and deductible.
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